Your Finances
Financial planning
Financial Planning is defined as the process of evaluating the investment and financial options available to an individual, planning to ensure an optimal return and projecting the consequences of those investment and financial decisions.
This section contains an extensive range of programs, government and commercial organisations, associations and other resources that are available.
ASIC is the Australian Government authority responsible for the enforcement and regulation of company and financial services laws.
Holds investor education days and a national conference, provides members with the monthly journal, EQUITY, and with full online access to a wealth of information on listed companies.
Some tips to selecting planners and purchasing a financial plan, as it is as critical a decision as buying a house.
If you are on a low income and experiencing financial difficulties, you may be able to get free financial counselling services through this program.
An education and expert information service available to everyone in the community.
An independent body funded by the Australian Government to provide the public with free information on planning and saving for retirement, investment options and effective use of financial resources in retirement.
For additional information in relation to financial matters covering the topics above, it is well worth visiting these sites for any additional information, from Reverse Mortgages to Saving Strategies.
Reverse mortgages are being promoted to seniors by financial institutions as an easy means of borrowing money against the owners’ home. The owner continues to live in the home.
The Australian Government Department of Family and Community Services produces a range of free booklets that provide practical and easy to read information.
There are lots of sources of advice for making the most of your money, and the Australian Government has recently released a very useful booklet to help you. It is ‘Understanding money – How to make it work for you’.
